Essent Guaranty, Inc. is a U.S. private mortgage insurance company, established in 2008 with a mission to support the U.S. housing finance system by protecting mortgage lenders and investors from credit losses. A subsidiary of Essent Group Ltd. (NYSE: ESNT), the company offers private mortgage insurance, risk management products, and services to lenders and mortgage originators, enabling homebuyers to purchase homes with a down payment of less than 20 percent. Essent is known for its strong capital position, straightforward underwriting, and a modern, technology-driven approach to the mortgage insurance industry.

Founded in

United States