Coins.ph Integrates Stablecoin Payments with QRPh in PH

TrustFinance Global Insights

Apr 21, 2026

2 min read

Coins.ph Integrates Stablecoin Payments with QRPh in PH

Core Development Summary

Coins.ph, a leading digital wallet in the Philippines, has launched a new feature enabling users to pay with stablecoins via the national QRPh standard. The integration supports USDT and USDC for transactions at nearly 700,000 merchants nationwide.

Situational Overview

This development connects digital asset holdings directly with everyday retail payments. QRPh is the national QR code standard in the Philippines, established by the Bangko Sentral ng Pilipinas to create an interoperable payment system. Coins.ph is the first e-wallet to integrate stablecoin capabilities into this national framework, leveraging a user base that processed nearly ₱30 billion in QRPh transactions in December 2025 alone.

Impact on the Digital Economy

The feature removes the need for manual pre-conversion of crypto to fiat currency before making a purchase. The system provides real-time conversion quotes at checkout, supporting payments funded by PHP, stablecoins, or a hybrid of both. This innovation aims to increase the daily usability of digital assets and streamline merchant transactions.

Conclusion

This integration sets a new precedent for crypto utility in the Philippines' payment landscape. With growing QRPh adoption, the move positions Coins.ph to lead the convergence of traditional finance and digital assets, with plans to add support for more tokens in the future.

FAQ

Q: What is QRPh?

A: QRPh is the national QR code standard in the Philippines, designed by the central bank for interoperable digital payments across different financial institutions.

Q: Which stablecoins are supported at launch?

A: The initial launch supports payments using Tether (USDT) and USD Coin (USDC).

Source: Investing.com