As a subsidiary of DZ BANK and part of the cooperative financial group Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, VR Smart Finanz positions itself as a specialized partner for SMEs in Germany. The company focuses on providing simple, fast, and digital financing solutions, including leasing, hire purchase, factoring, and commercial loans. Its mission is to support the "Mittelstand" (Germany's SME sector) by offering accessible and straightforward financial products in cooperation with local cooperative banks.

Founded in

Germany