Founded in 2017, Oxygen is a financial technology platform, not a bank. It provides a suite of digital banking services, including personal and business checking/savings accounts, debit cards with cashback rewards, and nationwide fee-free ATM access. The company's mission is to offer a modern, flexible, and all-in-one financial solution tailored to the 21st-century economy, particularly serving the needs of the creator and gig economies. Banking services are provided through its partnerships with FDIC-member institutions, The Bancorp Bank, N.A. and Pathward, N.A.

Founded in

United States