M&S Bank is the financial services arm of the well-known British retailer Marks & Spencer. It was founded in 1985 as M&S Financial Services and operated as a joint venture with HSBC UK Bank plc from 2004 until 2024, when M&S reacquired full ownership. The bank's mission is to provide straightforward and rewarding financial products that complement the M&S brand. Historically, it offered a full suite of services including current accounts, which were closed in 2021 as part of a strategic shift to focus on credit cards, personal loans, savings accounts, and a range of insurance products (home, car, pet, travel).

Founded in

United Kingdom