Company Information

Get to know OpenSky Financials

OpenSky is a financial product line offered by Capital Bank, N.A., Member FDIC. Its primary service is the OpenSky® Secured Visa® Credit Card, which is targeted towards individuals with no credit, limited credit, or damaged credit history. The company's mission is to provide an accessible pathway to building credit, as it does not require a credit check for application. Cardholder payment activity is reported to all three major credit bureaus (Equifax, Experian, and TransUnion) to help users establish a positive credit profile over time.

Industry

Financial BankingPRIMARY
Financial Other Service

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OpenSky Financials

United States

Founded in

2016 (10 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Reviews

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FTD LIMITED

(505 reviews)

British Virgin Islands

2017

(9 years)

Security Information :

BVI FSC

Security Information

Warning

This company is currently Unproved.

Please be cautious of the potential risks!

License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.