OpenSky is a financial product line offered by Capital Bank, N.A., Member FDIC. Its primary service is the OpenSky® Secured Visa® Credit Card, which is targeted towards individuals with no credit, limited credit, or damaged credit history. The company's mission is to provide an accessible pathway to building credit, as it does not require a credit check for application. Cardholder payment activity is reported to all three major credit bureaus (Equifax, Experian, and TransUnion) to help users establish a positive credit profile over time.

Founded in

United States