UseFGTS is a digital financial services platform operating in Brazil as a banking correspondent for partner institutions like QI Sociedade de Crédito Direto S.A. and Banco C6 Consignado S.A. The company's core business is facilitating loans by allowing Brazilian workers to use their future FGTS "Saque-Aniversário" (Birthday Withdrawal) entitlements as collateral. The process is entirely online, aiming to provide quick and accessible credit to individuals without the need for traditional credit checks, leveraging their government-managed severance indemnity fund.

Founded in

Brazil