TWINO Polska Sp. z o.o. is the Polish entity of the international financial technology group, TWINO. Its primary business is operating as a non-bank loan originator, providing short-term, unsecured consumer loans to the Polish market, notably through its consumer-facing brand "NetCredit". Historically, these loans were financed by retail investors through the parent company's peer-to-peer (P2P) lending platform. While the TWINO Group ceased offering new investments on its P2P platform in 2023 to shift its business model, the Polish loan origination entity remains active in the consumer credit market.

Founded in

Poland