Midland Credit Management, Inc. (MCM) is one of the largest debt buyers and collectors in the United States. It is a subsidiary of the publicly-traded company Encore Capital Group. MCM purchases portfolios of past-due consumer debt from credit originators like banks, credit card companies, and other lenders at a fraction of the face value. The company then works with consumers to recover the outstanding balance, offering various payment plans and settlement options. Their stated mission is to help consumers restore their financial health while resolving their obligations.

Founded in

United Kingdom