Loanjoy is an online lending brand operating in the United Kingdom as a trading style of Affrown Banner Limited. The company functions as a direct lender, not a broker, offering short-term loans ranging from £100 to £1,000 with flexible repayment terms of 3 to 9 months. Its mission is to provide a straightforward and fast solution for individuals facing unexpected financial needs. The entire application process is conducted online, emphasizing quick decision-making and rapid fund disbursement upon approval. The parent company, Affrown Banner Limited, is fully authorised and regulated by the Financial Conduct Authority (FCA).

Founded in

United States