January, formerly known as Debtsy, is a financial technology company focused on modernizing the debt collection process. The company's mission is to provide a more humane, digital-first, and effective experience for both creditors and individuals in debt. By leveraging technology and data science, January offers flexible, self-service payment options and empathetic communication, aiming to improve liquidation rates for creditors while treating borrowers with dignity and respect. The company was founded to challenge the traditional, often predatory, practices of the collection industry.

Founded in

United States