Founded in 1987 and headquartered in Bakersfield, California, Golden Empire Mortgage, Inc., operating as GEM Mortgage, is a direct lender focused on making homeownership accessible. As a family-owned and operated company, it emphasizes a culture of community and employee support, striving to provide both "a GEM of a loan" for its clients and "a GEM of a career" for its team. The company offers a comprehensive range of loan products, including conventional, FHA, VA, and USDA loans, and manages the entire loan process from application to funding in-house.

Founded in

United States