ecrediario, the brand name for EFINANCE CORRESPONDENTE BANCARIO LTDA, is a Brazilian fintech company that operates as a digital credit marketplace. Functioning as a "correspondente bancário" (banking correspondent) under the regulations of the Central Bank of Brazil, the company does not lend its own capital. Instead, it provides a platform that connects consumers seeking credit with various partner financial institutions. Their primary services include personal loans, payroll-deducted loans ("crédito consignado"), and anticipation of FGTS (a Brazilian severance guarantee fund). The company's mission is to simplify and democratize access to credit through a secure and entirely online process.

Founded in

Brazil