ZinsHafen is a financial services brand operated by the German FinTech company Raisin GmbH. It functions as an online marketplace, or "deposit platform," that provides residents of Germany with a single point of access to a wide range of fixed-term (Festgeld) and overnight (Tagesgeld) savings products from partner banks across the European Union. The platform's mission is to offer savers higher interest rates than are typically available domestically by simplifying the process of opening and managing accounts with foreign banks, all through one centralized online account.

Founded in

Germany