Puddle was a San Francisco-based financial technology company founded in 2012. Its mission was to provide an alternative to traditional credit by creating a platform for "social loans." The service allowed users to form small, trusted groups (or "puddles") where members would contribute a monthly fee to a collective fund. Members could then borrow from this shared pool, leveraging social trust and reputation as a form of collateral. The company aimed to help individuals build credit and access short-term loans without relying on banks or high-interest lenders. Puddle ceased operations around 2017.

Founded in

United States