Joy Finance Pty Ltd is an Australian financial services company operating as a 100% online, non-bank lender. The company's mission is to provide fast, fair, and flexible financing solutions by leveraging technology to streamline the application and approval process. Its core products include personal loans, car loans, and business loans, all aimed at simplifying access to credit for Australian consumers and businesses. The company holds an Australian Credit Licence (496035) and is registered with the Australian Securities and Investments Commission (ASIC).

Founded in

Australia