Zap Money is a fintech company operating in the Fomento Mercantil (commercial factoring) sector in Brazil. Its primary mission is to provide liquidity and improve the cash flow of small and medium-sized enterprises (SMEs) by purchasing their accounts receivable (invoices and checks) at a discount. This service, known as "antecipação de recebíveis," allows businesses to access cash immediately rather than waiting for their clients to pay, thus solving short-term working capital challenges in a simple and digital manner.

Founded in

Brazil