SmartPay Leasing is a financial services company specializing in lease-to-own (LTO) solutions, designed for consumers who may not qualify for traditional financing. The company partners with major retailers, particularly in the wireless and electronics sectors, to offer customers the ability to get products immediately and pay for them through scheduled lease payments. Their model is built to serve a broad range of credit profiles. SmartPay was acquired and is now part of Acima, a prominent virtual lease-to-own provider, which itself is a subsidiary of the publicly-traded company Upbound Group, Inc. (formerly Rent-A-Center).

Founded in

United States