Founded in 2018, Phos is a financial technology company that specializes in Software Point of Sale (SoftPoS) solutions. Its core product allows merchants and businesses to accept contactless payments directly on any NFC-enabled Android phone or device, eliminating the need for traditional card reader hardware. Phos primarily operates on a B2B model, providing its technology as a white-label solution to banks, acquirers, and payment service providers, who then offer it to their own merchant clients. The company is part of the global fintech and payments group, PayU.

Founded in

Bulgaria