PCredit, more widely known as PeraCredit, is a digital lending service operated by Fintopia Lending Inc. The company leverages technology and artificial intelligence for credit scoring, aiming to provide financial inclusion for underbanked Filipinos. Through its mobile application, users can apply for small, short-term, unsecured personal loans with a streamlined, fully-online process, promising quick disbursement of funds upon approval.

Founded in

Nigeria