Layby Cafe, a product of Pay The Public (Pty) Ltd, is a South African 'Buy Now Pay Later' service specializing in the traditional lay-by model. The company's mission is to make a wide range of products—from electronics and appliances to furniture—more accessible to the mass market by allowing customers to pay for items over a period of time without interest or credit checks. Once the full amount is paid, the goods are delivered, offering a debt-free path to acquiring desired items.

Founded in

South Africa