L&T Finance Limited (LTF) is a prominent, digitally-enabled Non-Banking Financial Company (NBFC) in India and a subsidiary of the engineering and construction conglomerate, Larsen & Toubro (L&T). Established as a customer-focused financial institution, LTF is on a mission to be a top-tier, digitally-enabled retail finance company by pursuing its "Lakshya 2026" strategic plan. The company offers a wide array of financial solutions, with a strong focus on retail financing, including Farmer Finance (Farm Equipment and Two-Wheeler loans), Urban Finance (Home Loans, and Loans Against Property), and SME Loans. In December 2023, the parent company, L&T Finance Holdings Ltd., merged with its subsidiaries L&T Finance Ltd., L&T Infra Credit Ltd., and L&T Mutual Fund Trustee Ltd., to form a single, stronger lending entity now known as L&T Finance Ltd.

Founded in

India