Oman Investment & Finance Co. SAOG (OIFC), established in 1979, is a prominent Omani public joint-stock company specializing in billing, collection, and debt factoring. Operating under the brand name "Khedmah," the company provides a comprehensive digital platform that allows customers to easily pay a wide range of bills, including electricity, water, mobile, and internet, as well as recharge prepaid accounts and pay for services like insurance and traffic fines. With a vast network of branches and self-service kiosks across Oman, alongside its user-friendly mobile app and website, Khedmah aims to deliver convenient and accessible payment solutions to the entire nation.

Founded in

Oman