Founded in 2017, Kernolab is an Electronic Money Institution (EMI) licensed by the Bank of Lithuania. The company operates as a Banking-as-a-Service (BaaS) provider, enabling businesses to embed financial features like IBAN accounts, SEPA & SWIFT payments, and debit cards directly into their own applications via a single API. Kernolab's mission is to simplify the integration of complex financial services, allowing non-financial companies to offer fintech solutions without needing to build the infrastructure or acquire the necessary licenses themselves.

Founded in

Lithuania