Homium is a fintech platform that originates shared appreciation home loans, allowing homeowners to unlock their home equity without taking on new debt or making monthly payments. In return for a cash payment, homeowners give Homium a share in the potential future increase in their property's value. Homium then pools these agreements and securitizes them into asset-backed tokens on a public blockchain, which are sold to institutional and accredited investors. The company's mission is to create a new asset class that helps homeowners access their wealth while providing investors with a novel way to gain exposure to the residential real estate market.

Founded in

United States