Founded in 2005 in Finland, Ferratum was a pioneer in mobile microlending in Europe. It has since grown into an international financial technology group. The bank, Ferratum Bank p.l.c., is a fully licensed Maltese credit institution. In 2021, the parent company, Ferratum Group, rebranded to Multitude SE to reflect its broader strategy of becoming a growth platform for a wider range of financial services. Ferratum remains one of Multitude's core brands, focusing on providing fast, accessible, and fully digital loans and banking solutions to customers across Europe.

Founded in

Malta