Extra Technologies, Inc., operating as Extra, is a financial technology company, not a bank. Its mission is to make credit building safer and more accessible. Founded by Max Heller and Bisy Qian, Extra launched the first-of-its-kind debit card that functions like a credit card by connecting to a user's existing bank account and reporting their transactions to credit bureaus. This allows customers to build their credit history with everyday purchases without the risk of accumulating debt. The company is backed by prominent venture capital firms, including Y Combinator and Ribbit Capital. Banking services are provided by Evolve Bank & Trust, Member FDIC.

Founded in

Australia