CZ FAC Fomento Mercantil is a financial services company based in Brazil that specializes in factoring. Its core business is to provide working capital and improve the cash flow of small and medium-sized enterprises (SMEs) by purchasing their trade receivables, such as duplicate invoices and post-dated checks, at a discount. This process, known as "fomento mercantil" in Brazil, allows client companies to receive immediate cash for their future billings, thereby managing liquidity and financing their operational cycle without incurring traditional bank debt.

Founded in

Brazil