Cool Credit Loans, LLC is an online lending company wholly owned by the Big Lagoon Rancheria, a federally recognized Native American tribe in California. The company provides short-term, high-interest installment loans of up to $5,000 to consumers. As a tribal enterprise, it operates under tribal law and asserts immunity from certain state lending regulations, allowing it to offer loans with terms that may not be permissible under various state laws.

Founded in

United States