Atoa Payments Ltd is a UK-based financial technology company founded in 2021 that offers a payment solution enabling businesses to accept direct, instant bank-to-bank payments from customers. Leveraging Open Banking technology, their mission is to significantly reduce transaction costs for merchants compared to traditional card payments and make transactions simpler and more secure. The service is primarily delivered via QR codes or payment links, facilitating fee-free transfers for businesses.

Founded in

United Kingdom