Founded in 2003, Policen Direkt is a financial services company that pioneered and leads the German secondary market for life insurance policies. The company's core business involves purchasing existing capital-forming life and pension insurance policies from policyholders who wish to terminate their contracts early, typically offering them a higher price than the insurer's surrender value. The Policen Direkt Group then manages this extensive portfolio of policies as a stable, long-term asset class, making it available to institutional investors. This creates a liquid and transparent marketplace for otherwise illiquid insurance assets.

Founded in

Germany