L&T Finance Holdings Limited (LTFH) is a prominent, publicly listed Non-Banking Financial Company (NBFC) and a subsidiary of the Larsen & Toubro (L&T) conglomerate. Established in 2008, the company has grown to become a key player in the Indian financial services sector. Its primary mission is to be a "top-class, digitally-enabled, retail finance company," focusing on sustainable and responsible growth. LTFH provides a comprehensive suite of financial solutions, including Rural Finance (farm equipment loans, two-wheeler loans), Urban Finance (housing loans, personal loans, SME loans), and formerly offered Infrastructure Finance and Wealth Management services, which are now being strategically consolidated to sharpen its focus on retail lending. In December 2023, L&T Finance Ltd. merged with its subsidiaries L&T Infra Credit Ltd. and L&T Mutual Fund Trustee Ltd., simplifying its corporate structure to enhance operational efficiency.

Founded in

India