Unison

Founded in 2004 and headquartered in San Francisco, Unison offers an alternative to traditional home financing. The company provides a home co-investment, where they give a homeowner or homebuyer a cash sum, typically up to 17.5% of the home's value. In return, Unison receives a share of the home's future appreciation or depreciation when the home is sold. This model is designed to help individuals purchase homes with a larger down payment, reduce their mortgage payments, or access their home equity without incurring additional debt or monthly payments.