sperlonga data & analytics systems, llc

Founded in 2012, Sperlonga Data & Analytics Systems is a national Credit Reporting Agency (CRA) recognized under the Fair Credit Reporting Act (FCRA). The company specializes in gathering, validating, and reporting non-traditional credit data, such as rental payments, HOA dues, and other recurring payments, which are often overlooked by traditional credit bureaus. Its mission is to help lenders make more informed decisions by providing a more comprehensive view of a consumer's creditworthiness, thereby increasing financial inclusion for individuals with limited credit histories. Sperlonga offers a suite of services including credit reporting, data analytics, and data validation to clients in the financial services sector.