SICREA (Sistema de Crédito para la Adquisición de Automóviles), established in 1980, is the official self-financing arm of Nissan in Mexico. It operates on a collective financing model where groups of individuals contribute monthly payments into a common fund. Vehicles are then allocated to members of the group through methods like lottery, bidding, or scheduled delivery. This system allows customers to acquire a new Nissan vehicle without requiring a traditional down payment or incurring interest charges, making it an alternative to conventional auto loans.

Founded in

Mexico