Founded in 1995, RAMS (formerly RAMS Home Loans) is a non-bank lender that became a well-known brand in Australia's mortgage market. In 2008, the RAMS brand and distribution network were acquired by Westpac Banking Corporation, one of Australia's "big four" banks. Today, RAMS operates as a subsidiary of Westpac, leveraging the security of a major bank while maintaining its own distinct brand identity. Its primary mission is to help Australians achieve the dream of homeownership through a network of local Home Loan Centres, which are operated by franchisees.

Founded in

Australia