Qube Money is a digital banking and budgeting platform designed to help users manage their finances proactively. Founded on the principles of the cash envelope system, the service provides users with an FDIC-insured spending account and a debit card. Before any purchase, users must open the app and assign the funds from a pre-determined budget category (a "qube"), which then authorizes the card for that specific amount. This "default-zero" technology aims to prevent overspending and promote intentional financial habits. The company's mission is to help people eliminate debt, save more money, and live with greater financial peace. Banking services are provided through a partnership with Choice Financial Group, Member FDIC.

Founded in

United States