Founded in 2015, Point Digital Finance, Inc. (often referred to as Point) is a financial technology company that provides alternatives to traditional home equity loans and HELOCs. The company's primary product is a Home Equity Investment (HEI), where homeowners receive a lump sum of cash with no monthly payments or interest. In return, Point receives a share of the home's future appreciation, aligning the company's success with the homeowner's. This model is designed to help homeowners unlock their equity for things like renovations, debt consolidation, or investments without taking on new debt.

Founded in

United States