Founded in 2016, Pagaya Technologies is a global B2B2C financial technology company that enables lenders to provide broader access to credit for their customers. The company has built a proprietary, AI-driven credit analysis platform that assesses credit risk more accurately than traditional models. This allows its partners—including banks, credit unions, and fintech lenders—to approve more loan applications without taking on incremental risk. Pagaya's network connects these lending partners with institutional investors who purchase the assets, creating a comprehensive ecosystem for lending and capital allocation. The company went public on the NASDAQ stock exchange in June 2022.

Founded in

United States