Paganza is a Uruguayan financial technology company that developed a mobile application to simplify bill payments. Launched in 2012, the platform enables users to scan the barcode on their invoices or select from a list of over 900 affiliated services and pay them directly from their bank accounts. The company's mission is to offer a convenient, centralized, and secure way for individuals to manage and pay their recurring bills, eliminating the need for physical cash or visiting payment centers. Paganza is regulated by the Central Bank of Uruguay as an Electronic Payment Instrument Issuer.