Opal is a modern financial technology firm that provides a unified mobile application designed to simplify personal finance. The company's mission is to consolidate various financial activities into a single, user-friendly platform. Through its app, users can access services including a spending account with a debit card, high-yield savings options, and investment capabilities across stocks, ETFs, and cryptocurrencies. Opal itself is not a bank or a broker-dealer; it partners with licensed and regulated financial institutions, such as Evolve Bank & Trust (for banking services) and Alpaca Securities LLC (for brokerage services), to deliver its products to customers.

Founded in

Singapore