One Hour Payday Loans operates as an online advertising and referral service, not a direct lender. The company's business model is based on collecting a consumer's information through a single online application and submitting it to a large network of affiliated lenders. Its mission is to provide a fast and convenient way for individuals seeking short-term loans to potentially find a lender without applying on multiple websites. The company does not make credit decisions, set loan terms, or handle the funding of loans; these responsibilities lie with the third-party lender the consumer is ultimately connected with.

Founded in

Australia