Nova Credit Limited is a new Credit Reference Agency (CRA) established to implement the Multiple Credit Reference Agencies (MCRA) Model in Hong Kong, an initiative supported by the Hong Kong Monetary Authority (HKMA) and the industry. Its mission is to foster financial inclusion, enhance the stability of Hong Kong's financial industry, and promote a competitive and innovative market. By providing reliable and comprehensive consumer credit data services, Nova Credit helps financial institutions make more informed lending decisions while empowering consumers with better access to their own credit information.

Founded in

Hong Kong S.A.R.