Founded in 1892, Needham Bank is a Massachusetts-chartered mutual savings bank with a long history of serving individuals, families, businesses, and non-profits. As a mutual bank, it is owned by its depositors, not shareholders, allowing it to prioritize customer service and community investment. The bank offers a comprehensive suite of financial products, including personal and business checking and savings accounts, commercial loans, real estate financing, and wealth management services, positioning itself as a trusted local financial partner.