KarmaLifeAI is a fintech company focused on improving the financial well-being of India's workforce, particularly blue-collar and grey-collar workers. Through partnerships with employers, the company offers an AI-powered platform that gives employees real-time access to their earned salary before their scheduled payday (Earned Wage Access). Their mission is to provide a transparent and affordable alternative to high-cost informal credit, helping users manage cash flow, cover unexpected expenses, and build credit history. In addition to EWA, the platform offers other small-ticket credit products and tools for financial literacy.

Founded in

India