Founded in 2004 and based in Michigan, Financial Education Services (FES) operated as a multi-level marketing (MLM) organization. The company's main offering was the "Protection Plan Membership," which included services such as credit repair, credit monitoring, identity theft protection, and basic estate planning documents. FES marketed these services through a large network of independent agents who earned commissions by selling memberships and recruiting new agents. The company faced significant regulatory scrutiny, culminating in a 2022 lawsuit by the Federal Trade Commission (FTC) that effectively halted its operations, alleging it was an illegal pyramid scheme.

Founded in

United Kingdom