Cedar Credit Builder, a trading name of Credit Improver Limited, is a UK-based financial technology company dedicated to making credit building accessible. The company offers a prepaid Mastercard that allows users to improve their credit history by reporting their monthly membership fee as a loan repayment to major UK credit reference agencies (Experian, Equifax, and TransUnion). This service is designed for individuals with a poor or limited credit history, providing them with a simple tool to build a positive credit file without the risk of accumulating debt from traditional credit products.