Avalam, S.G.R. is a private, non-profit Mutual Guarantee Society (Sociedad de Garantía Recíproca) based in Spain. Supervised by the Bank of Spain, its primary mission is to support the business community by facilitating access to financing under preferential terms. It achieves this by providing financial guarantees and endorsements to banks and credit institutions on behalf of small and medium-sized enterprises (SMEs), self-employed professionals, and entrepreneurs, thereby mitigating risk for lenders and improving credit accessibility for borrowers.

Founded in

Spain