Founded in 1996, Atlantic Credit & Finance, Inc. is a leading purchaser of non-performing accounts receivable in the United States. The company acquires consumer debt portfolios from major financial institutions, such as banks and credit card issuers, at a discount. Its primary business involves working directly with consumers to manage and resolve these outstanding accounts. Their stated mission is to help consumers find affordable solutions to achieve financial wellness. Atlantic Credit & Finance is a subsidiary of Encore Capital Group, a global specialty finance company.

Founded in

United States